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There are many advantages to owning a home, especially if you have to borrow money. Homeowners can use the equity in their homes to access more borrowing options: mortgage refinancing, secured lines of credit, secured personal loans , etc. Our partners at Fairstone Financial have given us information on secured personal loans that you will want to see if you are a homeowner. A secured personal loan can help you get a lower interest rate than an unsecured personal loan. Since the loan has an asset (your home), you are more likely to pay off your loan and stay on schedule. Your lender will therefore be more likely to offer you a lower interest rate, which will save you money over the life of your loan. You could also get more money by securing your loan. With Fairstone Financial, you may be eligible for a secured personal loan of up to $ 30,000. A larger amount can be useful if you are borrowing money to reinvest it in your home (be it emergency repairs or planned